Whether it is time to build a home, purchase a new vehicle, splurge for a special family vacation, or consolidate bills, HNB FIRST has a full array of loans with flexible terms and competitive rates to meet your personal needs. Please contact one of HNB FIRST’s loan officers for current loan rates and terms.


Personal Expense Loans
Secured and unsecured Personal Expense Loans are available for a variety of personal uses.

  • Automobiles – New & Used
  • Boats – New & Used
  • Recreational Vehicles
  • Debt Consolidation
  • Vacation Expenses

Loans Secured by Savings Accounts or CDs
Use your savings account or CD to secure a loan and get a great interest rate without wiping out your savings.

Real Estate Loans
  • Mortgages Loans
    • 15-30 year mortgages
    • Short term balloon mortgages
    • Purchase or refinance
  • Home Improvement
  • Home Equity Lines of Credit
  • Construction
  • Raw Land
  • Mobile Home