HNB First Bank Community Reinvestment Act Public File

HNB First Bank is committed to serving the credit needs of our local communities. In accordance with the Community Reinvestment Act (CRA) regulation, HNB First Bank maintains a complete copy of our CRA Public File. These documents are available below.

Branches, Addresses and Hours of Operation

Products and Services

CRA Performance Evaluation

CRA Assessment Area Maps and Lists of Geographies (Census Tracts)

Written Public Comments Received

Home Mortgage Disclosure Act (HMDA)

Loan to Deposit Ratios